<?xml version="1.0" encoding="UTF-8"?>
<!-- Public marketing pages only. Everything else on credoiq.com is the signed-in
     app and is disallowed in robots.txt. Research articles live on
     research.credoiq.com, which publishes its own sitemap. -->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://credoiq.com/</loc>
    <lastmod>2026-10-08</lastmod>
  </url>
  <url>
    <loc>https://credoiq.com/contact</loc>
    <lastmod>2026-10-08</lastmod>
  </url>
  <url>
    <loc>https://credoiq.com/privacy</loc>
    <lastmod>2026-05-20</lastmod>
  </url>
  <url>
    <loc>https://credoiq.com/terms</loc>
    <lastmod>2026-05-20</lastmod>
  </url>
</urlset>
